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How To Get Free Pet Insurance

This credit card offers up to $10,000 in free pet insurance plus 3% cash back on pet expenses—with no annual fee.

If you’ve ever faced a surprise vet bill, you know how quickly costs can add up. From emergency visits to prescription meds, the price of keeping your pet healthy isn’t cheap and can be downright shocking!

But what if you could get real pet insurance—with up to $10,000 in annual coveragewithout paying a monthly premium?

Believe it or not, it’s possible.

There is now a new credit card built specifically for pet owners, where you can get free accident and illness coverage for your dog or cat, plus earn cash back on everyday pet expenses. It’s one of the smartest financial tools for anyone who has a pet.

What’s Included With This Free Pet Insurance Offer?

When you’re approved for this credit card, here’s what you get:

Up to $10,000 in Pet Insurance Coverage

  • Covers accidents and illnesses
  • Works with any licensed U.S. veterinarian
  • 80% reimbursement after a $500 annual deductible
  • Coverage stays active as long as your card account is open and in good standing

3% Cash Back on Pet Spending

  • Vet visits
  • Grooming
  • Pet food & treats
  • Pet stores (online or in-store)
  • Training, boarding, and more
    You’ll also earn 1% cash back on all other purchases.

No Annual Fee

There’s no cost to carry this card—no annual fee, no pet insurance subscription, and no hidden premiums.

Who Should Consider This?

This card is ideal for:

  • Pet parents who want protection against unexpected vet bills
  • People who regularly spend on pet food, grooming, or medical care
  • Anyone who wants cash back on purchases they’re already making
  • Cardholders who prefer no fees and simple rewards

If you’re already spending $100–$300 a month on your pet, this card can pay for itself in both savings and peace of mind.

What We Like

  • Truly free insurance for your pet
  • High 3% rewards rate on pet-related purchases
  • Fast, app-based claims process
  • No annual fee or ongoing costs
  • Benefits backed by a trusted major card network

What to Keep in Mind

  • Only one pet is covered for free; adding another pet requires a monthly fee
  • Pre-existing conditions, exam fees, and wellness visits are not covered under the base plan
  • A high APR applies if you carry a balance—pay off monthly to avoid interest
  • This card makes total sense if you want piece of mind from huge Vet bills

How to Get Free Pet Insurance with This Card

  1. Apply online in minutes (no annual fee)
  2. Get approved and activate your account
  3. Use the card for your pet-related expenses
  4. Track your insurance and rewards in the app
  5. File claims easily when your pet needs care

You’ll also receive Mastercard perks, like travel protections, purchase security, and special discounts with streaming, travel, and grocery partners.

Final Takeaway

Pet insurance is expensive, but this unique card changes the game. By combining free accident and illness protection with cash-back rewards on pet purchases, it puts money back in your pocket and peace of mind in your hands.

No premiums. No fees. Just a smarter way to care for your pet.

Click here to see what card this is

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