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John MacGyver

John is a seasoned and insightful writer with a wealth of experience spanning several decades in the realm of personal finance. His passion for empowering individuals with the knowledge and tools to make informed financial decisions has been the driving force behind his writing journey.

The Best High Yield Savings Accounts June 2025

No monthly fees, no commitment ✓ Access your money 24/7 ✓ 10X Higher APY than average! ✓ Open An Account In Minutes ✓ FDIC Insured up to $250K!
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Personal Finance

Earn Up to 5.80% APY With Gainbridge FastBreak Annuity

Gainbridge’s FastBreak™ annuity offers a rare, high-yield alternative to traditional CDs, with fixed rates up to 5.80% and flexible, penalty-free withdrawals.
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Personal Finance

How Much Does It Typically Cost to Refinance a Mortgage?

Refinancing a mortgage costs 2% to 5% of the loan amount, so weighing fees against potential savings is essential.
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Personal Finance

Is It a Good Idea to Refinance a Mortgage?

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The Best Online Brokers for March 2025

Choosing the right online broker is essential for successful investing, but with so many options, it can be overwhelming. This guide breaks down what to look for, from investment offerings, costs, research tools, and customer service. We explain different brokerage account types, margin trading, and key factors to consider when selecting the best platform for your needs.
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Best CD rates of June 2025

2025 is starting off with a Bang! CD Rates are coming in strong. These investment options have reemerged as a significant contender deserving of a prominent role in your financial strategy, and today we are seeing some rates as high as 4.30%!!! Act now to lock in these incredible rates before things change! Note* You may find some Annuities mixed in with CD offers as they act in a similar manner. Some over %!!!
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Discover Cashback Debit Checking Review: A Solid Choice With a Few Caveats

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Personal Finance

The Best Online Brokers for June 2025

Choosing the right online broker is essential for successful investing, but with so many options, it can be overwhelming. This guide breaks down what to look for, from investment offerings, costs, research tools, and customer service. We explain different brokerage account types, margin trading, and key factors to consider when selecting the best platform for your needs.
Read more

Best CD rates of June 2025

2025 is starting off with a Bang! CD Rates are coming in strong. These investment options have reemerged as a significant contender deserving of a prominent role in your financial strategy, and today we are seeing some rates as high as 4.30%!!! Act now to lock in these incredible rates before things change! Note* You may find some Annuities mixed in with CD offers as they act in a similar manner.
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Small Business

Top Insurance Mistakes Small Business Owners Should Avoid

Running a small business is challenging, and insurance is one area where missteps can have significant consequences. Unfortunately, many small business owners make mistakes that leave their businesses vulnerable. Here are the most common pitfalls and how to avoid them.
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Insurance

How to Choose the Right Amount of Life Insurance

Learn how to choose the right amount of life insurance to protect your loved ones and ensure financial security.
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Personal Credit Cards

How to Choose the Best Credit Card for Building or Repairing Credit - June 2025

When it comes to establishing or repairing your credit, finding the right credit card can be a game changer. Whether you're just starting out with no credit history, looking to recover from financial setbacks, or aiming to move your score from fair to excellent, there are credit cards designed to meet your specific needs. In this guide, we’ll explore how to find the best credit card for your situation.
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Insurance

Best Car Insurance Rates June 2025

Shopping for car insurance is no one's idea of a good time. All anyone really wants is comprehensive protection without breaking the bank. Use this simple and convenient tool to help you find the best car insurance plan to fit your life.
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Savings Accounts

Highest Paying Fixed Annuities - Best Annuities January 2025

When planning for retirement, a fixed annuity can be a reliable option. Offering a steady stream of income, fixed annuities help ensure you don't outlive your savings!
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Small Business

What Business Credit Card Should I Get?

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Credit Cards

Which Credit Card Is Best For Me?

Need a new credit card? With so many options and offers, how do you even know which one is right for you? Such a pain right? This article will help you narrow down your choices to find the right card for your needs
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This is how to improve your credit score, (hint) its not as hard as you think!

A new company promises to help establish and grow your credit score the easy way!
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The Best High Yield Savings Accounts June 2025

No monthly fees, no commitment ✓ Access your money 24/7 ✓ 10X Higher APY than average! ✓ Open An Account In Minutes ✓ FDIC Insured up to $250K!‍
Read more
Credit Cards

Best Business Credit Cards of June 2025

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Credit Cards

Best Balance Transfer Credit Cards June 2025

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Personal Finance

Best CD Rates of June 2025

2025 is starting off with a Bang! CD Rates are coming in strong. These investment options have reemerged as a significant contender deserving of a prominent role in your financial strategy, and today we are seeing some rates as high as 4.30%!!! Act now to lock in these incredible rates before things change! Note* You may find some Annuities mixed in with CD offers as they act in a similar manner.
Read more

The Best High Yield Savings Accounts June 2025

No monthly fees, no commitment ✓ Access your money 24/7 ✓ 10X Higher APY than average! ✓ Open An Account In Minutes ✓ FDIC Insured up to $250K!‍
Read more
Personal Credit Cards

Best Rewards Credit Cards June 2025

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Credit Cards

Best Cash Back Credit Cards June 2025

A cashback credit card is an excellent choice for individuals who consistently pay their balance in full each month. Compare the available cashback cards and select the one that suits you best. Start earning rewards on all your purchases by applying today!
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Credit Cards

Top Credit Cards 2025

Selecting the best credit card might not be a straightforward task, but armed with the right information, you can determine the ideal card for your specific situation. Explore the aforementioned cards, each offering exceptional benefits in various categories. Find the one that aligns with your needs and apply securely online today!
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Personal Finance

Best Online Checking Accounts 2025

Find the best online checking account that fits your lifestyle! Some of these Online Checking Accounts offer Cash Back and/or Very Competitive Interest Rates!
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Personal Finance

The Best High Yield Savings Accounts June 2025

No monthly fees, no commitment ✓ Access your money 24/7 ✓ 10X Higher APY than average! ✓ Open An Account In Minutes ✓ FDIC Insured up to $250K!
Read more
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Advertiser Disclosures: Many of the offers appearing on this site are from advertiser from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers to not represent all account options available. *APY (Annual Percentage Yield). Rates/Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches. Bankerology has partnered with CardRatings for our coverage of credit card products. Bankerology and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses and recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.